Next Step KC, Inc. is an incorporated and
independent 501(c)(3) based in Kansas City, Missouri. This independent
nonprofit entity encourages affordable and appropriate financial services and
products for low to moderate income families in the Greater Kansas City area.
The organization was created in 2013 through the merger of three existing
initiatives: KC CASH Coalition (free tax
preparation), Fair Community Credit (small dollar loan program) and BankOn
SaveUp KC (financial education). The merger
was undertaken to support broader, more effective, year-round programming while
leveraging better use of staff, community opportunities and collective reach of
the three initiatives. Next Step KC is governed by a volunteer
Board of Directors, which monitors program finances, development, maintains
organization by-laws, and regularly assesses program efficiency. Next Step KC is staffed by a volunteer
Executive Director and two Program Directors who manage the day-to-day needs
and relationships associated with each program. Next Step
KC programming consists of three main program areas: implementation
of the Volunteer Income Tax Assistance Program (VITA), management of the Small
Dollar Loan Program and supporting community and client Financial
In 2015 Next Step KC’s Small Dollar Loan
Program experienced significant growth. The program's short term achievements included 96 new loans guaranteed while
maintaining an 8% charge off (default) rate. The
primary need for a loan of $300 or $500 was household expenses which included
utilities. The loans issued were not only a
solution to an immediate financial need, the loans also connected individuals and
families to mainstream financial services; the loan is credit reportable and may
help build or repair credit; the loan encourages and develops a savings behavior when the loan is
paid off and the borrower continues to make the auto deposit into a savings
For Tax Year 2015, Next Step KC VITA sites filed more than 4,000
Federal saving its clients at least $800,000 in fees. Facilitated self-preparation, in partnership
with United Way of Greater Kansas City yielded another 1600 federal tax returns, saving taxpayers
an additional $320,000
in preparation fees.
The Financial Empowerment Program short term achievements include creating MICRO financial goals to encourage positive change as well as advocating best practices for participants. Sessions are customized to meet the needs of the group and participants receive referrals to additional resources when needed.
Program success was evident during Community Tax Day 2016 as VITA clients attended a financial education opportunity, So You are Getting a Tax Refund ... Now What? Clients were encouraged to budget their anticipated refund much like a personal monthly budget on a worksheet created for the program. Several clients purchased savings bonds with the refund as part of the tax preparation.
Ms. Gripp spent the past six years building a financial education program for low to moderate income individuals and families as well as managing a matched savings program for high risk youth to further their education at Catholic Charities Kansas City-St. Joseph, Inc. She also coordinated a social enterprise for Hispanic women during her tenure.
Ms. Gripp spent ten years working in the financial industry as a Senior Financial Education Consultant for JPMorgan Chase. Prior to joining JPMorgan she worked twelve years as a corporate trainer at General Electric and Time Warner, specializing in team development, call center excellence and consultative inbound and outbound sales.
Drawing upon her personal and professional life experiences, each of her sessions incorporates cutting edge concepts related to behavioral finance and contains an actionable item for participants.
Ms. Gripp is well known for her ability to capture and maintain the interest of her audiences, regardless of the complexity of the information. She is a powerful passionate speaker. Her large family and faithful community help her maintain a healthy balance in her life.
The foundation of Next Step KC is collaborations. The Greater Kansas City United Way Provides inkind support of the Small Dollar Loan Program and VITA. The Small Dollar Loan Program works with over 20 community referral partners and four financial institutions, including The Salvation Army, Catholic Charities of Northeast Kansas, LISC Financial Opportunity Centers, Operation Breakthrough, Metropolitan Lutheran Ministry and LINC; UMB, Central Bank, Missouri Bank and Holy Rosary Credit Union.
Indirect Public Support HelpIndirect public support represents revenue received through solicitation campaigns. This includes funding United Way and other federated fundraising organizations, but does not include donor designated contributions.
Earned Revenue HelpEarned revenue represents income generated in direct exchange for a product or service.Earned income includes income from government contracts.
Greater Kansas City Community Foundation
1055 Broadway Blvd., Suite 130, Kansas City, Missouri 64105
816.842.0944 | firstname.lastname@example.org
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